Baltimore, MD — A former schoolteacher from Washington, D.C. has admitted to running a complex insurance fraud scheme that earned her over $430,000 through fraudulent claims submitted to two insurance companies, as announced by Maryland Attorney General Anthony G. Brown on Monday.
Kanika Oni Boston, 50, pleaded guilty to one count of felony theft scheme and one count of felony insurance fraud in the Circuit Court for Prince George’s County. The charges arise from a prolonged fraud operation in which Boston filed more than 100 bogus insurance claims to American Family Life Assurance Company of Columbus (AFLAC) and National Teachers Association Life (NTALife), taking advantage of policies meant to support individuals dealing with genuine medical difficulties.
As part of her plea agreement, Boston has already reimbursed the full amount of $430,335.17 to the two insurers. Sentencing is set for August 22, 2025.
Two-Pronged Fraud Scheme Targeted AFLAC and NTALife
Investigators from the Criminal Division of the Maryland Office of the Attorney General, along with the Maryland Insurance Administration (MIA), discovered that Boston’s fraudulent activities commenced in August 2016. During this time, she filed seven false claims under her NTALife policies, which were intended to cover short-term disability, accidents, and specific health events.
Although these policies were meant to offer additional assistance to individuals facing genuine health challenges, officials determined that none of Boston’s claims had any medical documentation to back them up. Consequently, she fraudulently obtained $106,100 from NTALife.
In October 2017, Boston escalated the scheme by applying for multiple supplemental insurance policies from AFLAC — not only in her own name, but also using the identities of numerous other individuals, both real and fictitious. Between 2017 and 2021, she filed more than 100 fraudulent claims, again using fabricated medical documentation. She collected an additional $324,235.17 from AFLAC through this part of the scheme.
“Undermined the Integrity of Insurance Programs”
Attorney General Brown condemned the breadth of the fraud and the impact it had on programs meant to serve those truly in need.
“The extensive fraud in this case — involving more than 100 false claims totaling over $430,000 — undermined the integrity of insurance programs designed to help those truly in need,” Brown said. “By prosecuting this case and recovering these funds, we ensure that Marylanders who are disabled, sick, or injured can access the money they need to pay their bills while they are out of work.”
Boston now faces sentencing later this summer, when she could receive a term of incarceration for her role in one of the state’s most extensive individual insurance fraud cases in recent memory.
